Tuesday, December 21, 2010

Accident at Work Claims By Campbell Jenny

This is a dynamic world indeed. Anything can happen at virtually any time of the day and before you realize that you are in some kind of problem, it's too late. The damage has been done. Now it's the time to pay the price and then seek compensation.
This is in simple terms as to how the insurance industry functions and accident at work claims are also a part of its functioning. When you sustain accidental injuries at workplace, then you may need to file the claim in order to receive compensation or financial assistance from the insurance providers or even your employer. In any case, you have to fill the compensation form with utmost care, omitting absolutely no details, lest the process should get delayed unnecessarily and if you are found guilty of misleading the authorities, then they may refuse point black to honour your claim.
I understand that being a person from the normal walks of life, you may not be intimately aware of the claim filing procedure and further proceedings. Moreover, most of the insurance companies leave a lot hidden between the fine prints so as to guile the innocent claimants. Well, it has been the way ever since and none of the parties can be blames. Instead, to make the process easier and less daunting what you can do is, hire a lawyer to look after your accident at work claims.
Don't worry about the fee part because under the no win no fee claim agreement, the solicitor gets paid only if he manages to win the claim. And in that case also, it's the third party who pays the fee to the solicitor while you can happily walk away with the entire claim amount.
Now I will enumerate a few things which you need to keep in mind while filing accident at work claims. First is to determine whether the accident occurs inside the work premises or not. This can be of crucial importance. If it has, then the first thing you do is to report to your immediate supervisor about the occurrences and the injuries sustained. In case you are fatally injured to do this at the moment, then make sure you do it as soon as possible.
Keep your medical record and the written consultation of the medical expert regarding the injuries safe and produce it as evidence before the insurance authorities. In any case, the insurance authorities will assign an officer to look into the whole mishap and if he is convinced with your case and its genuineness, then you will get the compensation settled.
Remember to always file the claim whenever you have an accident at the workplace because these accident at work claims can at least provide you financial assistance in getting the medical treatment done while causing no loss of salary. If you don't file the claim, then not only will you paying from your pocket for the medical expenses but also cause loss of salary while you are nursing your injuries.